Rebuild Credit

Home Trust Secured Visa - (2 Options)

Build or re-build your credit, even if you’ve had credit difficulties in the past, or have never had a credit card before! An excellent opportunity to establish your credit rating.

Virtually everyone is approved.

Get all the benefits of Visa* while re-building your credit:

Home Trust Secured Visa

Option 1
  • 14.90% $59 annual fee
  • $5 per month

Home Trust Secured Visa

Option 2
  • 19.99% No annual fee
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Secured Visa Credit Card Application & More Information

Here’s How the Secured Visa Credit Card Works …

The Home Trust Secured Visa Card is a credit card that requires a security deposit for eligibility. Your credit limit is then set at the amount of the deposit. You can put down as little as $500, or as much as $10,000.

If you decide to cancel your card, you can just pay off your outstanding balance, and you’ll get your security deposit back from Home Trust. Home Trust is a Member of Canada Deposit Insurance Corporation (CDIC) (1-800-461-2342).

The application process is very simple and almost everybody is approved! Of course, if your application is not approved, your security deposit will be immediately returned to you.

When your application is complete, please mail your security deposit (personal or personal certified cheque, money order or bank draft from a Canadian Financial Institution, payable to “Home Trust Company”) to:

Home Trust Company
Attn: Visa Department
145 King St. West, Suite 2300
Toronto, ON
M5H 1J8